SIP Calculator
Enter your monthly investment, expected annual return and tenure to estimate how much your SIP could grow — the amount invested, the estimated returns and the maturity value. Returns are an estimate, not a guarantee.
180 monthly instalments. Assumes a constant return; real returns will vary.
This is an estimate based on the return you entered. Mutual fund returns are not guaranteed and vary with the market. Not investment advice.
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Frequently asked
The tool uses the future-value formula FV = P × [((1 + i)^n − 1) / i] × (1 + i), where P is the monthly investment, i is the monthly return (annual return ÷ 12 ÷ 100) and n is the number of months. It assumes each instalment stays invested and compounds at a constant rate.
No. Mutual fund returns are market-linked and are not guaranteed. The figure here is only an estimate based on the return rate you enter — actual returns can be higher or lower. This is not investment advice.
A step-up (or top-up) SIP increases your monthly contribution by a set amount or percentage each year, usually in line with income growth. This calculator assumes a constant monthly amount, so a step-up SIP would build a larger corpus.
That depends on the fund category and your own expectations. Equity funds have historically shown higher but more volatile returns than debt funds. Choose a rate you are comfortable with and treat the result as an estimate, not a promise.
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