From a udhaar ledger to
real books your CA can sign.
Khatabook is a great way to track who owes you. When your business needs proper double-entry accounting, GST returns, financial reports, a tamper-evident audit trail and a place for your CA to work, OnGravy is the grown-up next step. Import from Excel and run in parallel until you’re sure.
Khatabook vs OnGravy — every dimension that matters
We won’t pretend to win categories we don’t. This table is honest.
| Dimension | Khatabook | OnGravy | Winner |
|---|---|---|---|
| Credit / udhaar tracking | Excellent — the simplest way to record who owes you and send reminders | Full receivables + payables ledger with ageing and dunning | Khatabook |
| For just noting down customer credit in a vernacular app, Khatabook is genuinely simpler. We won’t pretend to be as light for that single job. | |||
| Accounting depth | A digital bahi-khata — not formal double-entry books | Full double-entry ledger — trial balance, P&L, balance sheet | OnGravy |
| This is the core difference: Khatabook records credit; OnGravy keeps proper books a CA can sign off. | |||
| GST returns (GSTR-1 / 3B / 9) | Not a focus | GSTR-1 / 3B / 9 / 9C drafting + 2B reconciliation + validation | OnGravy |
| Invoicing + inventory | Basic billing add-ons | GST invoicing, stock ledger, batch/godown, reorder | OnGravy |
| Financial reports | Balances and transaction summaries | Full financial statements, cash flow, cost centres, branches | OnGravy |
| Simplicity for a micro-merchant | Extremely simple, vernacular, phone-first | Mobile + WhatsApp, but a broader accounting surface to learn | Khatabook |
| If you never need formal books, Khatabook’s simplicity and language support are a real strength. | |||
| Audit-trail integrity | Standard app logs | SHA-256 hash chain per entry + period seal — tamper-evident | OnGravy |
| CA collaboration | Owner-only | Built-in CA practice management — your CA works in the same books | OnGravy |
| Price | Free / very low cost, huge reach | From ₹799/month — full accounting, GST, AI and CA tools | Khatabook |
| A free udhaar app is cheaper for pure credit tracking. OnGravy costs more because it does real accounting — worth it once you need books, GST and reports. | |||
Khatabook vs OnGravy — common questions
Is OnGravy a good Khatabook alternative?
It depends on what you need. Khatabook is a digital udhaar ledger — brilliant for tracking who owes you, in your language, for free. OnGravy is full accounting: double-entry books, GST returns, financial reports, an audit trail and CA collaboration. If you’ve grown past just tracking credit, OnGravy is the step up.
Can I move my Khatabook data into OnGravy?
You can export your Khatabook records to Excel and import the parties and outstanding balances into OnGravy, where every row is shown for approval before it posts. It’s an Excel-based migration, not a one-click transfer.
Is OnGravy more complicated than Khatabook?
Yes — honestly. Khatabook does one thing very simply; OnGravy is a full accounting platform, so there’s more to it. We keep mobile and WhatsApp workflows fast, but proper books, GST and reports naturally carry more surface than a credit ledger.
Do I need OnGravy if I only track customer credit?
Probably not. If all you need is to note who owes you and send reminders, a free udhaar app like Khatabook is a fine fit. OnGravy earns its place once you need GST returns, financial statements, inventory or a CA in your books.
How much does OnGravy cost?
Plans start from ₹799/month and include full accounting, GST, AI and CA tools. There is no free tier — unlike a free udhaar ledger, OnGravy is a paid accounting platform.
Try it without risk
Plans from ₹799/month with a 30-day money-back guarantee. Sample data preloaded, WhatsApp OTP login. Compare it against your own weekly workflows before you commit.
See plans →