Am I eligible for Section 44ADA presumptive taxation?
Yes — architecture is on the notified list of specified professions under §44ADA. Up to ₹75L gross professional receipts, you can declare 50% presumed profit and file ITR-4 without maintaining detailed books. OnGravy keeps proper books in the background regardless, so the moment you cross the ₹75L threshold (large RERA project, big retainer year) you have everything ready for ITR-3.
Most of my work is milestone-based. How does that get billed?
Standard Council-of-Architecture milestones are pre-loaded: Concept 10%, Schematic 20%, Design Development 30%, Construction Documents 25%, Construction Admin 15%. As you mark each milestone "approved by client", the invoice auto-drafts at the agreed share of the total contract value. You can customise the milestone split per project if your engagement letter differs.
My client is paying in USD from Dubai. What does OnGravy do?
Foreign-client invoicing triggers a special flow: OnGravy generates a USD-denominated invoice, applies the SBI mid-rate at invoice date for INR book-keeping, prepares Form 15CA / 15CB for the inward remittance, flags Permanent-Establishment risk if your on-site days cross 90 in a fiscal year, and routes the payment through your AD-Cat-1 bank with the correct purpose code. You sign off; we generate the paperwork.
How do I track which projects are actually profitable?
Per-project ledger: design fees in, sub-consultant fees out, travel, printing, site visits, software subscriptions allocated by project. Run a project-level P&L any time. When you are deciding to sign the next engagement letter, you have honest data on whether similar projects in the past actually paid or just felt productive.
I work with sub-consultants (structural, MEP). How do I split fees?
For each project, define the sub-consultant share at engagement time. As you receive milestone payments from the client, OnGravy auto-generates the sub-consultant invoice at the agreed share, deducts §194J TDS at 10%, and shows you the net payable via UPI. The audit trail is intact for both your books and theirs.
What does it cost?
Free under ₹25L gross receipts (covers many solo architects in their first 1-3 years). Starter ₹399/month for full books + GST + per-project ledgers. Professional ₹999/month adds voice voucher, AI tax advisor, milestone billing automation, sub-consultant handling, multi-user. Premium ₹2,499/month for studios with associates. No setup fee, cancel monthly.