Built for Indian NGOs, trusts, and Section 8 companies. 80G donor receipts auto-issued. FCRA quarterly returns pre-computed. Corpus and earmarked funds tracked separately. 85% application rule monitored continuously. From ₹799/month.
No credit card. WhatsApp OTP login. Cancel anytime.
The 80G receipt goes to the donor on WhatsApp within minutes of the donation hitting your account. Donor retention compounds when receipts are timely. Form 10BD is assembled annually without your accountant rebuilding the donor list from emails.
Designated bank account isolated as its own ledger. FC-1 / FC-4 / FC-6 line items pre-computed every quarter. Admin-expense classification monitored against the 20% cap. FCRA registration renewals tracked with reminders 90 / 60 / 30 days out.
Continuous monitor — at any moment you can see whether you are applying 85% of income to charitable purposes, accumulating with Form 10 declaration, or at risk of taxation on the shortfall. Course-correct in November, not the following August.
Issue 80G-compliant donor receipts the moment a donation hits your account. Receipt number, donor PAN, donation date, 80G certificate number all auto-filled. Annual donor statement assembled for Form 10BD filing at year-end.
Log every foreign contribution at /dashboard/fcra with donor country + currency + INR equivalent. Quarterly totals (Q1-Q4) computed live for FC-1 filing prep. Log utilisations classified ADMIN vs PROGRAM; the 20% admin-expense cap is monitored live with a CAP BREACHED alert if you cross it. Audit-grade RLS — INSERT + SELECT only on both tables, no deletes.
General fund, corpus fund, earmarked funds (project-specific donations), endowment fund — each tracked as a separate sub-ledger. The board sees what is restricted and what is free at every audit.
Annual audit report for a 12A-registered trust requires Form 10B (above ₹5cr receipts) or 10BB. OnGravy pre-fills the line items from the year's books — your auditor signs off on a near-ready form instead of reconstructing it from scratch.
Salaried staff with TDS deduction, volunteer reimbursements, honorarium payments to project leads, foreign-consultant payments with §195 TDS — all handled in one payroll module without separate spreadsheets.
Field officers in tier-3 districts speak: "Cash 2000 rupees paid to vendor for 50 sapling delivery project Greene India". OnGravy logs against the right project ledger. Approve on the phone, sync when connectivity returns.
Donor pays via UPI or NEFT, the 80G receipt is auto-sent to their WhatsApp the same evening. Donor retention compounds when receipts arrive on time, every time.
Citation-backed answers on 12A / 80G renewal, 85% application of income rule, anonymous-donations 30% tax, FCRA cap on administrative expenses, and the rest of the non-profit tax surface.
8% off on annual billing. No setup fee, no card to start. See all plans.
A 12A-registered trust must file ITR-7 annually, regardless of taxable income. Above ₹5cr receipts, you need Form 10B audit report; below that, Form 10BB. Donations need Form 10BD (donor statement) filed by May 31 each year — donors lose their 80G benefit if you miss this. OnGravy pre-fills all of these from your books so the auditor signs off instead of reconstructing.
Three big things. (1) Foreign contributions must hit a single designated FCRA bank account at SBI, Main Branch, New Delhi — no other bank. (2) Quarterly online disclosure of all foreign contributions on the FCRA portal. (3) Cap of 20% on administrative expenses funded from FCRA money. The /dashboard/fcra page handles all three. Log each receipt; quarterly totals (Q1-Q4) roll up live for FC-1 prep; FY total feeds FC-4. Log each utilisation classified ADMIN vs PROGRAM; admin-spend ratio shown live against the 20% cap with a CAP BREACHED red banner if you cross it.
Under §11 of the Income Tax Act, a 12A trust must apply at least 85% of its income to charitable purposes each year, or accumulate it (with Form 10 declaration) for up to 5 years for specified purposes. The /dashboard/trust-application page handles this — record FY total income + applied amount + accumulated amount + whether Form 10 is filed, and see live whether you are compliant or at risk. Effective applied = applied + (accumulated if Form 10 filed); compliant when effective ≥ 85% × total. Snapshots are audit-trailed via INSERT-only RLS so every revision is on record.
Yes — invite board members as a "Trustee" role with read-only access to dashboards (general fund balance, project-specific spend, donor breakdown by source, audit trail). They cannot edit transactions or approve payments — that stays with the authorised executors. Standard governance practice; OnGravy makes it a one-click setup.
For day-to-day field-office entry: partially. OnGravy is cloud-first and works best with stable connectivity. Our PWA offline cache lets field staff queue vouchers and view recent data when connectivity drops, but online filings (FCRA portal, ITR-7) need internet at the head office. If your team mostly works from a head office with reliable connectivity and field officers sync when they return, this is a strong fit. If your entire operation is in zero-connectivity areas, be honest about the network before switching.
Business Owner ₹799/month covers an NGO, trust, or Section 8 company running its own books — full books + 80G donor receipts, FCRA module, Form 10B / 10BB, 85% application monitor, corpus and earmarked-fund accounting, ITR-7 prep, unlimited invoices. If you manage several entities or clients, Tax Practitioner ₹1,999/month includes 3 businesses (then +₹299/mo per additional active client) and Individual CA ₹3,499/month includes 5 (then +₹299/mo each). There is no free tier. No setup fee, no card to start, cancel monthly. See all plans at ongravy.com/pricing.
No card to sign up. From ₹799/month with 8% off on annual billing. If it does not save you a week of work during your next audit, walk away.