Built for Indian schools, colleges, and coaching institutes. §10(23C) / 12A trust handling, GST regime locked per fee head, scholarship + concession ledgers, multi-branch roll-up, 85% application monitor. 50% NGO discount for 12A schools.
No credit card. WhatsApp OTP login. 50% NGO discount for 12A-registered schools at signup.
Tuition, exam, hostel, transport, lab, library, sports — each fee head is its own line. Reports show what students actually pay for. Late fees applied per head with their own rules. Defaulter list shows which families owe what. Conversations with parents become specific instead of generic.
Institutional merit, need-based, NSP, state DEO, corporate-CSR — each scholarship type is a separate fee head. Per-student net fee after concessions visible. Annual scholarship-spend ratio assembled for the §10(23C) audit. The board sees actual concession spending instead of a guess.
Each branch is a cost-centre. State-wise GST registrations handled. Inter-branch transfers tracked. Roll-up to trust level on one screen. The principal sees the branch that drags margin, the branch that punches above weight, the branch where staff cost has crept above ratio.
Schools and colleges registered under §10(23C)(iiiad) or as 12A trusts get the exemption-aware accounting they need: receipt classification, application-of-income ratio, Form 10B audit prep, ITR-7 filing. Coaching institutes (for-profit) get the regular trust-or-company treatment.
Schools and colleges providing pre-school through Class XII / higher education up to recognised degrees — GST exempt. Private coaching, test-prep, certification courses, hobby classes — 18% GST. OnGravy classifies your service offering at signup and locks the regime per invoice.
Term fees, exam fees, hostel, transport, lab, library, sports — each fee head tracked separately so reports show what students actually pay for vs what they don't. Payment links on WhatsApp; auto-reconciled when paid; late-fee rules per head; defaulter list with parent-contact details.
At /dashboard/scholarships — institutional (merit / need-based) and external (NSP / state DEO / corporate CSR) grants tracked separately. Live institutional-vs-external split surfaces the scholarship-spend ratio the §10(23C) audit needs. Per-grant CHECK constraints on type so the audit log can't accidentally misclassify.
Each branch is its own cost-centre under the parent institution. Fee collection per branch, staff payroll per branch, infrastructure cost per branch — rolled up at the trust / company level. The principal sees which branch drags margin without opening 4 spreadsheets.
At /dashboard/grants — Central HRD / state DEO / district grants + corporate CSR (§135) funding tracked against project refs. Cumulative-utilisation tracker + utilisation-certificate workflow with DB CHECK enforcing 0 ≤ utilised ≤ amount. Govt-vs-CSR split surfaced at the summary level.
Office staff between admissions speaks: "Cash 500 rupees received fees student admission number 2026/1234 transport quarter 1". OnGravy logs against the right student ledger and the right fee head. Approve on the phone, move to the next admission.
Citation-backed answers on §10(23C) eligibility tests, 85% application of income, GST exemption on educational services, TDS §192 on staff salaries, depreciation on laboratory equipment, and the rest of the education-trust tax surface.
12A-registered schools / colleges: 50% NGO discount on every paid tier (upload 12A cert at signup). 5+ branches? Contact us for Enterprise.
Yes — schools and colleges providing education from pre-school through Class XII and recognised degree / diploma programs are exempt from GST under entry 66 of the GST exemption notification. The exemption covers tuition fees, exam fees, transport (if charged separately), and meals (if served as part of education). However, certain ancillary services — uniforms sold separately, books bought through external publishers, sports coaching offered as electives outside the regular curriculum — may be taxable. OnGravy classifies each fee head at signup and locks the GST regime per invoice line so the exempt / taxable split is correct.
Private coaching for entrance exams, professional certifications, hobby classes, and skill-development that does not lead to a recognised qualification — 18% GST. You must register if your aggregate turnover exceeds ₹20L (₹10L for special-category states). Most established coaching institutes are well above this and need GST registration with monthly GSTR-3B + GSTR-1 filing. OnGravy generates GST-compliant invoices, files returns, and handles the input-tax credit on infrastructure (rent of premises, electricity meters, faculty payments under §194J for non-employee instructors).
Yes. A 12A-registered trust must file ITR-7 annually regardless of taxable income. Above ₹5cr receipts, Form 10B audit report; below that, Form 10BB. The 85% application-of-income rule applies — at least 85% of receipts must be applied to charitable / educational purposes each year, or accumulated under Form 10 for up to 5 years. OnGravy runs the 85% computation continuously so you course-correct in November, not the following August when the audit catches a shortfall.
Each scholarship type is a separate fee-head: institutional merit, institutional need-based, external state scholarships, NSP (National Scholarship Portal), corporate-CSR funded. Per-student fee statements show gross fees → concessions → net payable. For §10(23C) trust audits, the institution-funded scholarship spend as a percentage of receipts is a reportable metric — OnGravy assembles this for the annual 10B filing.
Each branch is its own cost-centre under the parent institution. If the branches are in different states, each state needs its own GST registration (cross-state principle), with state-wise GSTR filings. OnGravy creates one master trust account with state-wise sub-entities, handles inter-branch transfers as needed, and rolls up the consolidated P&L at the trust level. Per-branch margin visible on the trust dashboard.
Free under ₹25L annual receipts (covers small grassroots tuition centres). Starter ₹399/month for single-branch with full fee collection + GST. Professional ₹999/month adds voice voucher, AI tax advisor, scholarship handling, multi-user. Premium ₹2,499/month for multi-branch institutions (2-5 branches). Educational trusts (12A-registered schools and colleges) get the 50% NGO discount on every paid tier, recognised at signup with your 12A certificate. No setup fee, cancel monthly.
30-day trial. No card. WhatsApp OTP login. Sample student ledgers with fee heads, scholarship grants, and term-wise payments preloaded so the screens never look empty. If it does not save you a week of work during your next audit, walk away.