Accounting designed for solo doctors and small clinics. Section 44ADA presumptive engine. 10% TDS on consulting income reconciled to your AIS. Patient receipts that respect privacy. Professional indemnity reminders. From ₹799/month.
No credit card. WhatsApp OTP login. Cancel anytime.
If you stay under ₹75L gross, OnGravy files ITR-4 with the 50% presumed profit and no further work. If you cross the threshold, we already have the proper books ready for ITR-3. You never have to retroactively reconstruct a year of receipts.
Hospitals and pharma companies deduct 10% TDS under §194J and file their returns quarterly. OnGravy pulls your AIS, matches against your recorded receipts, and surfaces the mismatches so you chase them before the quarter closes.
Patient diagnoses, clinical notes, and case history never appear on the printable invoice. Just name, date, amount, services rendered. DPDP-compliant from day one. Patient data exportable + erasable on request.
50% presumed-profit handling on gross receipts up to ₹75L. The /dashboard/itr-wizard pre-computes your taxable income and drops the ITR-4 (Sugam) line items into the right boxes. /dashboard/verticals/healthcare surfaces 44ADA-aware reminders, GST-exempt SAC codes, and TDS §194J reconciliation against your 26AS / AIS at filing time.
When a hospital / pharma sponsor pays you under §194J, the 10% TDS is captured automatically and reconciled to your 26AS / AIS at filing time.
At /dashboard/patient-receipts — privacy-by-design schema with no diagnosis column at all, so a printable receipt physically cannot leak clinical information. SAC code dropdown enforces the GST-exempt / 18% split per CGST Notif. 12/2017. Receipt # auto-generated server-side. Audit-grade RLS (INSERT + SELECT only).
Diagnostic and treatment fees are GST-exempt. Cosmetic / non-clinical income is taxable at 18%. OnGravy classifies each invoice line and files GSTR-1 correctly without you flipping switches.
Logs your IPA policy expiry, premium amount, claim history. Reminders 60 / 30 / 7 days before renewal so a lapsed policy never quietly costs you ₹50L+ in exposure.
Between OPDs, speak: "Cash payment 1200 rupees Mrs. Sharma consultation". OnGravy drafts the entry, you approve it on the phone, you move on.
Send Razorpay / UPI payment links to patients on WhatsApp. Auto-reconciles when paid. No more "did Doctor get the transfer" calls.
Citation-backed answers to 44ADA, 80D, 80DDB, depreciation on medical equipment, and the rest of the doctor-specific tax surface — without scrolling through ICAI PDFs.
8% off on annual billing (effectively 1 month free). No setup fee, no card to start. See all plans.
Yes — even more so, because the moment you cross ₹75L gross receipts you fall out of 44ADA and need proper books retroactively. OnGravy keeps a running ledger silently in the background; if you stay under ₹75L we file ITR-4 with presumed 50% profit, if you cross it we have the actual books to file ITR-3 cleanly. Either way you are covered.
Pure clinical / diagnostic / treatment services are GST-exempt — no registration needed under that head. But if you also sell non-clinical services (cosmetic, dietary consulting outside treatment, wellness programmes) or your aggregate turnover crosses ₹20L, GST registration becomes mandatory. OnGravy flags which of your invoice lines are exempt vs taxable so you know whether you cross the threshold.
Section 194J — they deduct 10% TDS on professional fees. Hospital sponsors and pharma reps file their TDS returns quarterly, and the deduction shows up on your 26AS / AIS. OnGravy pulls these and matches them against the gross receipts you recorded; mismatches surface as a "TDS unreconciled" list so you can chase the deductor before they close their quarter.
Yes — invite a Receptionist user with limited access (receipts + payments only, no P&L or tax view). Mobile-first, runs on any phone or tablet. They scan a UPI QR or punch a card payment, the receipt prints / WhatsApps to the patient. You see the running day-total on your phone.
Patient names sit in your business database with Row-Level Security — no other practitioner can see them. The printable invoice template excludes diagnosis by default. We never train AI on your patient names or clinical details. Full DPDP-compliant data export and erasure available from your settings page.
Business Owner ₹799/month covers a practising doctor or clinic owner — full books + GST + §194J TDS/AIS reconciliation, voice voucher, AI tax advisor, professional-indemnity tracker, patient receipts, unlimited invoices. If you also keep books for other businesses, Tax Practitioner ₹1,999/month includes 3 client businesses (then +₹299/mo per additional active client) and Individual CA ₹3,499/month includes 5 (then +₹299/mo each). There is no free tier. No setup fee, cancel monthly. See all plans at ongravy.com/pricing.
No card to sign up. WhatsApp OTP login. Sample data preloaded so the screens never look empty. If it does not save you the equivalent of an OPD slot per week within 30 days, walk away.