Capital Gains Tax Calculator (111A / 112A)

Enter your asset, purchase and sale dates and amounts to classify the gain as short-term or long-term, apply the ₹1.25L equity LTCG exemption, and estimate the tax under section 111A or 112A.

Estimate only. Surcharge and 4% health & education cess may apply on top, and short-term gains on non-equity assets are taxed at your income slab. Confirm the final liability with your CA.

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Enter the asset, dates and amounts to see whether it's STCG or LTCG and the estimated tax.

Frequently asked

What is the difference between STCG and LTCG?

Short-Term Capital Gain (STCG) arises when you sell an asset within its holding threshold, and Long-Term Capital Gain (LTCG) when you hold it longer. For listed equity and equity mutual funds the threshold is 12 months; for immovable property and most other assets it is 24 months. The classification decides which section and rate apply.

What are the section 111A and 112A rates, and the ₹1.25L exemption?

This calculator uses the post-Budget-2024 rates from the same engine OnGravy uses: STCG on listed equity is taxed at 20% under section 111A, and LTCG on listed equity/equity funds at 12.5% under section 112A after a ₹1.25 lakh exemption on such long-term gains each year. LTCG on property and other assets falls under section 112 at 12.5%.

Has indexation been removed?

Budget 2024 removed the indexation benefit for most long-term assets, with limited grandfathering for immovable property acquired before 23 July 2024 (where the lower of 12.5% without indexation or 20% with indexation may apply). Rules in this area change; treat the output as an estimate and verify the current position with your CA.

Track investments & file Schedule CG

OnGravy classifies every disposal, applies exemptions and prepares your capital-gains schedule at filing.

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